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Payment gateways in kenya and the whole world


1. 2CheckOut
2CheckOut is a payment processor
which is a combination of a
merchant account and payment
gateway that doesn’t require a
Paypal or a Merchant account.
Simply register and verify your
account and you can start
accepting credit card payments,
and even PayPal payments. The
company also offers international
payments, shopping cart stores,
and a recurring billing feature
2. Stripe
If you’re a developer, you should
already be using Stripe. Developers
use Stripe to integrate a payment
system into their projects through
Stripe’s robust API. This prevents
the need for a merchant account,
and also allows you to build your
own payment forms that can
bypass PCI requirements.
3. ACH Payments
ACH Payments has several key
features that make it one of the
top payment systems around. Pros
include: being able to make global
payments, as well as serving as a
payment gateway, merchant
account, credit card processor, and
mobile payment processor. It can
also handle ACH payments and can
be used as a payroll system.
4.WePay
What makes WePay standout isn’t
the fact that it’s a payment
processor allowing Internet
merchants to accept credit cards
and bank account payments online,
it’s the fact it’s incredibly simple.
In fact, you can begin accepting
payments in under a minute. The
only drawback is that it’s only
available for U.S. citizens.
5. Authorize.Net
It’s been stated that Authorize.Net
is the most widely used payment
gateway on the internet – probably
because it’s been around since
1996. Currently, there are over
375,000 merchants handling more
than $88 billion in annual
transactions safely through credit
cards and e-checks. Something’s
going right over there.
5. Dwolla
Dwolla is a more recent competitor
to PayPal with some outstanding
benefits. For example, you can
transfer funds through email,
phone, Facebook, LinkedIn, or
Twitter. But, what makes Dwolla so appealing is the fact that there are no fees for transactions less than $10 and $0.25 per transaction for transactions over $10.
6. Amazon Payments
Amazon Payments is a safe, easy
and convenient method for users to receive money by using Amazon’s API. Users can also send money via ACH (Automated Clearing House).
Since almost everyone has an
Amazon account, all your
important information has already
been stored.
7. PayPal
Obviously PayPal would be
included in this list – it’s only one
of the world’s most widely used
payment acquirers processing some 8 million payments every day. As of this writing, PayPal has over 137 million active accounts in 193 markets and 26 currencies around the world, which makes it easy to transfer and request payments.
Other PayPal perks include
accepting checks through a
smartphone’s camera, a card
swiper, and allowing customers to
make a purchase without leaving
your site.
8. Google Wallet
Essentially Google’s version of
PayPal complete with money
transfers and a Google Wallet Card!
Since we’re all addicted to the Big
G, it shouldn’t be all that difficult
to spend and receive money.
Google also announced last month
that it will be releasing a physical
card that is connected to users’
accounts so they can utilize Google
Wallet at retail businesses. For
convenience, and the number of
users.
9. Payoneer
this is another great company you
can use to transaction online. They
offer MasterCard services. You can
get a MasterCard from them that
you can use to withdraw your
earnings form sites like elance
from most ATM in Kenya. You can
also use the card to shop online,
buy online from the thousands of
stores accepting MasterCard.
10. Paygate
A South African company and a
recent into the online payment
world in Kenya. Merchants can use
the site to offer credit card, debit
card and other payment services to
their client in Kenya and globally.
Payza / alertpay
Alertpay a canadian based payment
gateway provider was recently
bought by and renamed Payza. They
are in the league of Paypal and
Skrill moneybookers. Like Skrill,
they offer their services to virtually
every country in the world
including Kenya, and some others
where angels like paypal would not
dare set foot on for now. This
company covers Africa excellently
well.

11. Mpesa
You cannot talk about any form of
shopping in Kenya without talking
about Mpesa the most successful
mobile payment. Virtyally everyone
use it in Kenya.
12.Pesapal
This platform is growing in
popularity by the day. They provide
a platform for you to choose and
pay both online and offline, buy
online in Kenya and globally. They
support over 9 payment gateways
in Kenya including online payment
using credit cards and have their
reach beyond Kenya into other East
African countries. It is free to start
using Pesapal
13.JamboPay
Jambopay offers similar facilities to
pesapal but do not have the kind
of reach, usage and popularity of
Pesapal. Can someone tell them
that it is senseless to charge
Merchants to start using their
platform please!

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